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Asset Liability Management (Insurance)

Strategy Overview

Investment approach

Fiera Capital’s expertise in managing insurance assets goes back more than 20 years. Our dynamic investment process, which combines return objectives with specific insurance risk metrics such as actuarial reserves and capital requirements, ensures that our asset portfolios are best aligned with our clients’ investment, balance sheet and financial statements objectives under all market environments.

Our main objective is to build an optimal portfolio based on the liability profile and specific risk metrics of each client. Our in-house optimization tools, built and designed by our team of experienced actuaries and investment professionals, are at the heart of our portfolio construction process. With different investment strategies evolving with market conditions, our team will take advantage of every market opportunity within our risk budget in order to maximize investment return and improve our clients’ financial statements.

Key Characteristics

  • Approach that improves balance sheet and financial statements
  • Integration of specific risk metrics in the portfolio risk management
  • Portfolio optimization: maximum return based on target solvency ratios
  • Dynamic approach: different strategies depending on market conditions
  • Disciplined and rigorous approach to risk management

Disclaimer

Please read the simplified prospectus before investing. The amount of risk associated with any particular investment depends largely on your own personal circumstances including your time horizon, liquidity needs, portfolio size, income, investment knowledge and attitude toward price fluctuations. Investors should consult their financial advisor before making a decision as to whether this fund is a suitable investment for them.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

The rate of return or mathematical table shown is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values of the mutual fund or returns on investment in the mutual fund. The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns.